Top 10 Most expensive cars to Insure But don’t dream of this top 10 most expensive car to Insure. According to Forbes Magazines as they compiled from ratings published by the Insurance Services Office (ISO). They arranged the cars from the highest manufacturer’s suggested retail price to the lowest. All cars and prices referenced in this list are for 2006 model year vehicles. Insurance companies set their rates according to how much they expect to shell out if you should wreck your car. They also factor in the probability that you actually will wreck your car, based on the composite histories of people who own the same model. These Top 10 Most Expensive Vehicles to Insure are pricey ones to begin with. 

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